Safer Spaces. Smarter Insurance.
Biometrica has partnered with PointZero Risk Intelligence, in close partnership with Ryan Specialty, a global leader in insurance solutions, and Marsh McLennan, the world’s leading professional services firm in the areas of risk, strategy and people, to offer real-time risk mitigation technology that can reduce premiums across critical sectors.
Our tools — RTIS, RVIS, and eMotive — are already helping hotels and other facilities prevent crime, recover missing persons, monitor employee risk, and reduce insurance exposure.
Who Can Benefit?
If you are responsible for safety and liability across high-risk, high-traffic, or high-exposure environments, you may qualify for our Insurance Reduction Program. Eligible facility types include:
- Hotels and Hospitality Venues
- Early Learning Centers
- K–12 Schools & Public School Districts
- Universities and College Campuses
- Group Homes and Care Facilities
- Hospitals and Medical Centers
- Airports and Transit Hubs
- Retail Malls and Commercial Complexes
How It Works
Facilities that implement our real-time, privacy-first technologies may qualify for:
- Up to 10% reduction in bundled commercial insurance premiums
- Three-year premium lock-in
- Risk reclassification for improved underwriting
- Lower exposure to human trafficking, workplace violence, and organized retail crime
Our solutions allow organizations to:
- Act early and act lawfully
- Reduce legal liability
- Demonstrate proactive compliance
- Protect vulnerable populations and staff
- Avoid the cost, privacy risks, and storage burden of full-time surveillance systems
Organized Retail Crime (ORC): A Rising Liability
Retailers, malls, and commercial centers are facing escalating losses due to organized retail crime (ORC), repeat offenders, and fraud.
Biometrica’s real-time alerting tools help retailers:
- Identify known shoplifters, fraud suspects, and ORC participants
- Monitor banned/trespassed lists across large facilities or franchises
- Take preventative action before losses escalate — without mass surveillance
This not only reduces shrink but also contributes to lower insurance risk classification for affected properties.
About Our Partner — PointZero Risk Intelligence
Powered by Biometrica and backed by Ryan Specialty and Marsh McLennan, PointZero is a risk intelligence and risk management firm exclusively supporting organizations that adopt Biometrica’s real-time, privacy-first technologies. PointZero helps clients quantify the impact of risk mitigation, reduce liability exposures, and drive measurable insurance outcomes — moving them closer to the zero-loss target without compromising privacy.
