Combating Fraud and Insider Threats Without Mass Surveillance

The Challenge

Banks and financial institutions face constant pressure from both external and internal threats:

  • Identity fraud, financial crime, and scams
  • Insider threats, including employee theft and collusion
  • Workplace violence and physical security risks
  • Ever-tightening regulatory requirements (KYC, AML, SAR)
  • Balancing customer trust with effective risk mitigation

Biometrica delivers actionable, real-time intelligence without mass surveillance, protecting what matters most.

Targeted Use Cases

  • Detect identity fraud and organized criminal activity at the door
  • Prevent insider-driven losses through continuous risk monitoring
  • Support more accurate and complete SAR filings
  • Strengthen KYC, CDD, and AML processes
  • Enhance security with existing CCTV, without expanding surveillance

Biometrica Solutions for Financial Institutions

Provides near-instant alerts (30–60 seconds) when individuals with relevant criminal backgrounds — including identity fraud, financial crime, or violent offenses — enter a branch, office, or restricted area.

Applications include:

  • Branch lobbies and entry points
  • ATMs or ATM vestibules
  • Data centers
  • Executive and high-risk facility access

RTIS acts as an early warning system and a force multiplier for your CCTV network — helping you direct your cameras proactively, rather than passively recording for post-incident viewing.

While primarily used in public safety sectors, RVIS enables financial institutions to help locate missing or trafficked individuals who may interact with banks under duress or coercion.

Move beyond one-time background checks.

eMotive provides continuous, FCRA-compliant monitoring for employees, contractors, and vendors, detecting new arrests or charges related to:

  • Financial crimes
  • Insider fraud
  • Collusion and organized crime ties
  • Violence or intimidation

Full privacy safeguards apply — only you control your employee lists. Biometrica cannot access them.

Through the UMbRA API, financial institutions gain access to law enforcement-sourced intelligence for:

  • Enhanced customer due diligence (CDD) and ongoing monitoring
  • Enrichment of SAR filings with external, verifiable data
  • Better risk assessment for high-value transactions

This data does not include biometrics and is subject to strict relevance filtering.

Targeted Use Cases

  • Detect identity fraud and organized criminal activity at the door
  • Prevent insider-driven losses through continuous risk monitoring
  • Support more accurate and complete SAR filings
  • Strengthen KYC, CDD, and AML processes
  • Enhance security with existing CCTV, without expanding surveillance

Privacy by Design

Biometrica:

  • Does not generate, store, transmit, or access biometrics or biometric identifiers
  • Does not permit live view into the sensors
  • Operates exclusively with law enforcement-sourced, relevance-filtered data
  • Facilities can have a facility-specific list of trespassed individuals, who will run in a separate dataset
  • Uses a third-party, NIST-approved provider for FR matching, in an isolated and secure black box environment
  • Maintains no biometric galleries
  • Ensures human verification and immutable audit trails for every relevant match
  • Does not conduct mass surveillance
  • Immediately deletes data after transmission

Compliant with:

  • S. federal and state laws, including data and biometric privacy laws
  • GDPR and AI Act (when applicable)
  • Financial industry-specific obligations (e.g., GLBA, BSA/AML)

Insurance Incentives

Institutions using Biometrica may qualify for:

  • Insurance premium reductions through our Insurance Reduction & Risk Management Program, in partnership with PointZero Risk Intelligence, and powered by Ryan Specialty, a global leader in insurance solutions, and Marsh McLennan, the world’s leading professional services firm in the areas of risk, strategy and people
  • Improved liability classification
  • Risk reduction credits tied directly to Biometrica usage